This is one of the most frequently-asked questions by future customers in the real-estate market. In the long run, does it make more sense to buy a house or to rent? In today’s blog we analyse what each option entails.
Let’s start at the beginning: How long will you live there?
If the answer is ‘forever’, or at least that is your intention, then there is no doubt that buying is the best option. Therefore asking yourself this question will define your starting point, viewing the acquisition from the perspective of a long-term investment, or perhaps as offering you the possibility of eventually having a property that you own.
Buying a house: Is now the right time?
In broad terms, one of the key factors to be taken into account if you are thinking about buying a house is that you must add a whole series of costs to the purchase price, corresponding to the conveyance and the formalization of the mortgage as well as other costs deriving from legal advice, notarial fees, and insurance. Being clear about this will help you to get organized.
Meanwhile, the current situation offers very favourable conditions for buying a house:
Renting your home: greater mobility.
However, the rental sector is suffering on two fronts, first from a lack of supply of properties for rent, and second from considerable price inflation.
Take advice, do the maths, and analyse the pros and cons of each option; do not rush into any decision, but above all, keep dreaming about your new home!
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